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MNB Bank offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Conv Fixed Rate 15 to 30-year
USDA Rural Development
VA Loans 30 years
Nebraska Investment Finance Authority (NIFA)
Nebraska Energy Loans

Conv Fixed Rate 15 to 30-year

This loan will amortize over a period of 15 to 30-years (180 to 360 months) at a fixed rate with fixed payments of principal and interest for the life of the loan. These loans require a minimum down payment of 5%. Please contact us for more information about these loans.

Maximum Amount: $453,100

USDA Rural Development

This loan is guaranteed through the USDA Rural Development and is commonly called an RD Loan. It will amortize over a period of 30-years (360 months) at a fixed rate and level payments of principal and interest for the life of the loan. Contact us for more information about this loan. Generally RD loans require zero down payment.

Term: 30 years  

VA Loans 30 years
We offer VA Loans to Eligible Veterans. These loans are fixed rate loans with generally zero down payment required.

Nebraska Investment Finance Authority (NIFA)

This is a special loan program offered through the State of Nebraska for first time homebuyers and is subject to income and purchase price limits. This loan is amortized over 30-years and is a fixed rate program at below market rates.


Nebraska Energy Loans

We offer these loans in conjunction with the Nebraska Energy Office (NEO) and are designed for Energy Efficient Improvements. There are two general requirements with these loans: 1) NEO must approve all improvements prior to starting a project and 2) McCook National Bank must make the credit decision before you can start. These loans carry a very low interest rate and depending on the loan size can have a term of up to 10 years. Please contact us for more information on these loans.